HELPING YOUNG WORKERS INVEST IN THE FUTURE

Saving money can seem impossible, especially for young people and low-income workers who may feel down on their luck.

How we make transformational impact to build prosperity

01

We Invite

We invite promising, young, low-income workers to save small amounts of money monthly.

02

We Match

We match worker savings with monthly prize money.

03

Learn & Invest

Prize winners learn about financial markets and make self-directed investments in publicly traded companies like Apple, Netflix, Nike, and McDonald’s. This allows savings to grow over time and introduces prize winners to long-term asset ownership.

04

Evaluate & Scale

We track, analyze, and measure how small contributions grow into assets and lasting financial habits. We learn and share insights with researchers, policymakers, and donors to enable more effective and scalable approaches to economic development and financial inclusion.

Billions of people live and work in economic distress with little to no savings.

Savings is one of the most reliable predictors of financial stability, yet saving money is extremely difficult in today’s economy, marked by rising living costs, wage stagnation, inflation, and ubiquitous culture that encourages constant spending. Without savings, a financial shock—even minor—could set you back, and if it turns into debt, it can potentially have a devastating impact.

Federal Reserve data shows that 37% of Americans would struggle to cover a sudden $400 emergency without borrowing money. Common financial shocks include car repairs, medical bills, loss of income, or even a simple speeding ticket.

Apply or nominate someone to build a brighter future today.

We’re currently accepting applications and nominations for the inaugural Prosperity Prize.

Requirements, terms, and FAQs:

  • Do not save what is left after spending; instead, spend what is left after saving.

    Warren Buffett

  • A rising tide lifts all boats.

    John F. Kennedy

  • Money is a great servant but a bad master.

    Francis Bacon

  • Living outside of self is something that’s never too late to learn or experience.

    Bryan Greenwood, Founder, Prosperity Prize